Have you ever needed to have your horse trailer towed?

In all the years we have hauled a horse trailer we have never carried roadside assistance. I have considered it several times but with our new adventure I am really looking into it.

Do you carry coverage (AAA, USRider, etc)?

Do you have any experience you would be willing to share? Have you ever broken down while hauling horses?  Did you have coverage or did you pay out of pocket?

tow  horse trailer

74 Comments

  1. Victor Wren on August 15, 2016 at 8:25 am

    Last year I was driving into town (only eight miles from home) with a cargo trailer to pick up some steel. The fuel crossover valve on my truck died and left me stranded. I’ve had AAA Plus RV for almost twenty years, now. They first sent out a service truck that had no towing capability. He tried to sell me a battery, even though a jump start got the engine cranking like crazy and it still wouldn’t start (I ran the battery down trying to start it, but the battery was NOT the problem). When he wasn’t able to sell me a battery, he referred me back to AAA who summoned a tow truck, but it was going to take 1.5 hours to get there (this was 30 miles from Austin, Texas). When the tow truck driver showed up, he looked at my EMPTY cargo trailer and told me that my RV Plus coverage did not cover towing it, and I’d have to leave it by the side of the road, pretty much guaranteeing that it would get stolen before I could get back to it. I asked if he could at least help me get it into a church parking lot, to at least make it a little less likely it would get stolen.

    Eventually he took pity on me and hooked it up without charging me, but that was against official AAA policy. As it turned out, it took me a couple of weeks to get the parts and get my truck fixed, and I don’t have another truck, so that trailer would have had to sit out there for weeks. It horrifies me to think of what I would be facing if I broke down while hauling horses.

    The RV plan is WORTHLESS unless you are only towing travel trailers. It’s not just horse trailers with horses they won’t tow, but pretty much any trailers except for LQ trailers. I don’t even have confidence they would tow an empty horse trailer, despite what they claim. It seems to be entirely up the discretion of the tow driver, and you can like it or lump it. If I were towing horses more often, I would definitely consider a plan like USRider.

  2. Rick on June 20, 2016 at 4:58 pm

    For anyone looking for a great equestrian roadside assistance program, checkout Trailguard.org

    • Ann on August 23, 2017 at 8:51 am

      I was in accident with my truck and trailer, both were totaled. called trailguard to ask for help transporting me and my horses, no go they would not help they told me to call my insurance company!! There I was stranded on the road 40 miles from home, (no help from trailguard which cost more than any other company). I now have a new Ford truck which comes with towing insurance, hope it works when I need it! I will never buy from trailguard again!!!

  3. mikayla on March 14, 2015 at 10:47 am

    We didn’t have a plan or coverage, and my god was it an experience.

    It was our first time hauling our new horse trailer and at first, everything was going great. We were headed from NW PA to New Jersey for high school rodeo and my mom and I were both excited about it. About six and a half hours from home, we got a flat tire. No problem, there was a walmart about a mile ahead and we could pull into the parking lot and change it there. So, we pulled onto the side of the interstate, put on our flashers and drove reaaally slow. We were about halfway there when BOOM our other tire blew on the opposite side. Now, were running with just two tires on our duel axle trailer. Thankfully, our good tires were on the same axle. We managed to make it there and because we only had one spare, we had them give us all new tires including a spare. There was no way we were going to get another flat! So, after walking our horses around for an hour and a half in a walmart parking lot, we loaded back up and hit the road. Our bad luck for the weekend had run out. What could have gone wrong, did go wrong. There was no way anything else could have happened to us on our trip there…until we were fifteen minutes down the road. The high pressure oil switch in our truck blew. There was a lot smoke and not a lot of us going anywhere, but we managed to make it just over the side of the white line. Now, I80 is a busy road with a lot of semis going seventy miles per hour. My mom got scared and started to cry. Finally, she got it together enough to call 9-11 and ask for somebody to come help us. Meanwhile, traffic was zooming past so fast that it was shaking both the truck and the trailer and they didn’t seem to be moving over anytime soon. So, I got out and stood about fifty feet from the trailer and started pointing for traffic to move over. It mostly worked and about a half an hour later and officer arrived and diverted traffic for us and contacted a towing service. It was nerve-wracking sitting in the front of the tow truck with our horses in the back of the trailer going down the road. I think the scariest part was when we were on our way to the garage, the guy looked at us and said, “Just between us, this isn’t legal.” And then, we got to their shop and decided to walk the horses a little more and he said, “There were horses in there?! It definitely wasn’t legal!” To sum up my lengthy story, my dad was out of town so my uncle showed up a few hours later with his truck and we hooked up our trailer to his truck and headed home.

  4. Christine on March 14, 2015 at 10:00 am

    US RIDER

  5. Kay Sones on March 14, 2015 at 9:57 am

    We have GEICO and did not have our trailer on it at the time, oversight on our part. We had just started over an overpass when something broke in the hub of our wheel. My husband hit the guard rail and then the concrete barrier and then bounce out into traffic and across the road and hit the barrier on the other side. Thankfully all 4 of our horses and our dogs were ok. It totaled our truck. But it cost us over $500 to have the trailer hauled less than a mile to a parking lot to wait for a family member, which was over two hours away, to come and haul the trailer home.

  6. Sara on March 14, 2015 at 9:57 am

    US Rider was amazing when I broke down 4hrs from home with my horse in tow. Luckily I had a wonderful friend who was able to come get my trailer and haul it to their place so my horse could rest. There was an issue with the first tow company and US Rider spent the next 48hrs calling me with updates and making sure I was 100% satisfied, even ended up covering the full tow cost to get my vehicle all the way home. I was very impressed with every person I dealt with, very professional and understanding.

  7. Amy on March 14, 2015 at 9:54 am

    yes. I’ve been towed more then anyone every should. Thank god for US Rider! Very helpful! I’ve been stuck in the last 5 years at least 10 times.

  8. Dorothy Jennings on March 14, 2015 at 9:52 am

    Good Sam has always done a fine job for us.

  9. Nina on March 14, 2015 at 9:51 am

    I have AAA, never had to use it for a trailer but will look into that before I tow this spring. I wonder if some of the rules are regional. I bogged down my old flatbed in the horse pasture while trying to unload one of those big round bales. AAA came out in about 20 mins and got me unstuck, I was over the axles! I’m in Montana, if they didn’t go on dirt roads and horse pastures, they wouldn’t have much work.

  10. Theresa on March 14, 2015 at 9:41 am

    We use USAA and are covered for truck and trailer. So far we have only had to deal with flats on the truck and, thankfully, did not have to unload the horses…

  11. Barbara on March 14, 2015 at 9:08 am

    I got US Rider last year for the first time, I had a dead battery and need a jump, luckily I wasn’t hauling horses, I waited 2 1/2 hours last Fall in the cold rain for someone to finally show up, I’m definitely not renewing with them! Very unhappy!!!!

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